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2025 Affordability Guide

Most Affordable Cities
Near Seattle

Stretch your budget further with these wallet-friendly alternatives to Seattle. Compare housing costs, rent prices, and discover where your money goes the farthest.

Zillow Data
Cost of Living Index
Local Expert Insights
$0K

Avg Annual Savings
vs Seattle

0%

Lower Housing
Costs

0

Affordable Cities
Ranked

0 min

Avg Commute
to Seattle

Why These Cities Offer Better Value

Understanding the factors that make living outside Seattle more affordable while maintaining quality of life.

Lower Housing Costs

Home prices 30-50% lower than Seattle, with more space for your money

Save $200K+

Reduced Rent

Monthly rent savings of $500-$1,200 compared to Seattle apartments

Save $800/mo

Lower Daily Costs

Groceries, dining, and services cost 10-20% less outside Seattle

Save 15%

More Parking

Free parking at home and work, saving $200-$400/month vs Seattle

Save $300/mo

Cost of Living Comparisons

Visual comparison of housing costs, rent, and overall affordability across Seattle area cities

Median Home Price

In thousands (lower is better for affordability)

Average Monthly Rent (2BR)

Monthly rent in dollars

Overall Affordability Score

Composite affordability rating out of 100 (higher is more affordable)

Top 7 Most Affordable Cities Near Seattle

Ranked by overall value considering housing costs, amenities, and quality of life

Tacoma affordable housing and waterfront
#1
Best Value

Tacoma

Pierce County | Population: 220,000

40% Cheaper

Tacoma is the best value city near Seattle, offering urban amenities at dramatically lower costs. The city has undergone a remarkable revitalization with new restaurants, breweries, and a thriving arts scene. Access to Sounder train makes Seattle commuting feasible.

Median Home

$450K

vs $850K Seattle

Avg Rent (2BR)

$1,650

vs $2,400 Seattle

Commute

35-50 min

I-5 or Sounder

Monthly Savings

$1,200+

vs Seattle

Sounder Train Access Waterfront Living Arts District Improving Rapidly

Best Value Neighborhoods

Stadium District and Proctor for walkability, North End for families, 6th Ave for nightlife access. Hilltop is rapidly gentrifying with great value.

Kent diverse community affordable homes
#2

Kent

King County | Population: 136,000

35% Cheaper

Kent offers excellent affordability while remaining in King County with access to Seattle jobs. Known for its diverse community, excellent ethnic food scene, and proximity to major employers like Boeing and Amazon warehouses.

Median Home

$520K

vs $850K Seattle

Avg Rent (2BR)

$1,750

vs $2,400 Seattle

Commute

25-40 min

I-5 or 167

Monthly Savings

$900+

vs Seattle

Diverse Community Great Ethnic Food Jobs Nearby
Auburn valley living affordable housing
#3

Auburn

King County | Population: 87,000

38% Cheaper

Auburn offers Green River Valley living with mountain views and small-town feel. The Muckleshoot Casino brings entertainment, while the historic downtown provides charm. Sounder train provides car-free commute options to Seattle.

Median Home

$490K

vs $850K Seattle

Avg Rent (2BR)

$1,680

vs $2,400 Seattle

Commute

30-45 min

167 or Sounder

Monthly Savings

$1,000+

vs Seattle

Valley Living Sounder Access Historic Downtown
Federal Way family affordable neighborhood
#4

Federal Way

King County | Population: 101,000

35% Cheaper

Federal Way is perfect for families seeking affordability with good schools and parks. The Commons mall provides shopping, while Wild Waves theme park adds entertainment. Located between Seattle and Tacoma with easy access to both.

Median Home

$530K

vs $850K Seattle

Avg Rent (2BR)

$1,720

vs $2,400 Seattle

Commute

25-40 min

I-5 direct

Monthly Savings

$850+

vs Seattle

Family Friendly The Commons Wild Waves
Marysville small town affordable living
#5

Marysville

Snohomish County | Population: 70,000

32% Cheaper

Marysville delivers small-town charm with big savings. Growing rapidly with new developments, excellent schools, and the Tulalip Casino nearby. Further from Seattle but offers exceptional value for those working remotely or in Everett.

Median Home

$550K

vs $850K Seattle

Avg Rent (2BR)

$1,680

vs $2,400 Seattle

Commute

45-60 min

I-5 to Seattle

Monthly Savings

$950+

vs Seattle

Small Town Feel Good Schools New Development
Everett improving city affordable homes
#6

Everett

Snohomish County | Population: 112,000

30% Cheaper

Everett is rapidly improving and still affordable. Home to Boeing's massive assembly plant, it offers waterfront living at a fraction of Seattle prices. Downtown is revitalizing with new restaurants and the Angel of the Winds Arena.

Median Home

$560K

vs $850K Seattle

Avg Rent (2BR)

$1,780

vs $2,400 Seattle

Commute

30-45 min

I-5 or Sounder

Monthly Savings

$800+

vs Seattle

Boeing HQ Waterfront Improving Fast
Renton Boeing access affordable housing
#7

Renton

King County | Population: 106,000

25% Cheaper

Renton offers reasonable prices with excellent Seattle access. Home to Boeing's Renton plant and IKEA, it's become increasingly diverse with great international dining. The Landing shopping center provides retail amenities.

Median Home

$620K

vs $850K Seattle

Avg Rent (2BR)

$1,850

vs $2,400 Seattle

Commute

15-30 min

I-405/167

Monthly Savings

$650+

vs Seattle

Boeing Access Easy Commute The Landing

What You Get For Your Money

See how far your housing budget stretches in each city

City $500K Budget $600K Budget $750K Budget
Seattle 1BR Condo, 600 sq ft 2BR Condo, 850 sq ft 2BR House, 1,200 sq ft
Tacoma 3BR House, 1,600 sq ft 4BR House, 2,000 sq ft 4BR House, 2,500+ sq ft, views
Kent 3BR House, 1,400 sq ft 4BR House, 1,800 sq ft 4BR House, 2,200 sq ft, newer
Auburn 3BR House, 1,500 sq ft 4BR House, 1,900 sq ft 4BR House, 2,400 sq ft, land
Federal Way 3BR House, 1,400 sq ft 4BR House, 1,800 sq ft 4BR House, 2,300 sq ft
Marysville 3BR House, 1,500 sq ft 4BR House, 2,000 sq ft 5BR House, 2,600 sq ft, newer
Everett 3BR House, 1,400 sq ft 4BR House, 1,900 sq ft 4BR House, 2,400 sq ft
Renton 2BR Townhome, 1,200 sq ft 3BR House, 1,600 sq ft 4BR House, 2,000 sq ft

Hidden Costs to Watch For

Factor these expenses into your affordability calculations

Commute Costs

Gas, tolls, and vehicle wear add $200-$500/month for longer commutes

Hidden Cost: $2,400-$6,000/year

Car Dependency

Less transit means needing 2 cars vs 1 in Seattle

Hidden Cost: $5,000-$8,000/year

Time Cost

1-2 hours daily commute = 250-500 hours/year of your life

Hidden Cost: Priceless

Utility Costs

Older homes in affordable areas may have higher heating/cooling costs

Variable: $50-$150/month more

Insurance Rates

Car insurance can be higher in some areas due to crime or traffic

Variable: $20-$100/month more

Fewer Walkable Options

May drive more for entertainment, dining, requiring more spending

Variable: $100-$300/month

Commute Cost Considerations

Factor in these commute costs when comparing cities

Monthly Commute Cost by City (to Seattle)

Transit Options

Tacoma, Auburn, Kent, and Everett have Sounder train access to Seattle. Monthly pass: ~$200

Remote Work Advantage

If you work remotely, commute costs become irrelevant, making distant cities like Marysville more attractive.

Frequently Asked Questions

Get answers about affordable living near Seattle

What is the most affordable city near Seattle?
Tacoma is widely considered the most affordable major city near Seattle, with housing costs averaging 40-50% less than Seattle. A median home in Tacoma costs around $450,000 compared to Seattle's $850,000, while offering similar urban amenities and a growing arts and culture scene. The city has undergone significant revitalization in recent years.
How much can I save living outside Seattle?
Depending on the city you choose, you can save $500-$1,500 per month on housing costs alone. Cities like Kent, Auburn, and Federal Way offer rent savings of 30-45% compared to Seattle, while still providing reasonable commute options to major employment centers. Over a year, this translates to $6,000-$18,000 in housing savings alone.
What are the hidden costs of living in affordable Seattle suburbs?
Key hidden costs include: longer commutes (gas, wear and tear, time valued at $2,400-$6,000/year), potentially higher car insurance rates, fewer public transit options requiring car ownership (second car costs $5,000-$8,000/year), and utility costs that may be higher in older housing stock. Always calculate total lifestyle costs, not just housing.
Is Tacoma a good alternative to Seattle?
Yes, Tacoma is an excellent Seattle alternative. It offers 40-50% lower housing costs, a revitalized downtown with restaurants and arts venues, waterfront access, and Sounder train commute options to Seattle. The city has improved significantly in recent years with new development and reduced crime rates. Many consider it the best value in the Puget Sound region.
What should I consider when choosing an affordable Seattle suburb?
Consider: commute time and transportation options (Sounder train access is valuable), school district quality if you have children, neighborhood safety ratings, access to amenities (grocery, healthcare, entertainment), local job market if you want to work nearby, and future development plans that may affect property values. The cheapest option isn't always the best value when total lifestyle costs are factored in.

Ready to Stretch Your Budget Further?

Next Phase Moving specializes in helping families relocate to affordable communities in the Seattle area. Get a free quote today and let us make your budget-smart move stress-free.