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Seattle waterfront luxury home
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2025 Waterfront Living Guide

Best Waterfront
Neighborhoods
in Seattle

Discover luxury waterfront living on Puget Sound and Lake Washington. From urban beach vibes to serene island retreats.

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0 Top Areas
0 Miles of Shore
$800K Starting Price
$10M+ Luxury Estates
Premium Waterfront Living

Top Waterfront Neighborhoods

From Puget Sound beaches to Lake Washington elegance, discover Seattle's most desirable waterfront communities.

Alki Beach Seattle waterfront
$900K - $4M+
Seattle's California Beach Lifestyle

Alki Beach

Seattle's answer to California beach living. This West Seattle gem offers sandy beaches, stunning skyline views, and a vibrant boardwalk culture. Residents enjoy waterfront dining, beach volleyball, and spectacular sunsets over Puget Sound.

Beachfront promenade
Downtown views
Water taxi access
Vibrant nightlife
Moving to Alki? Get a Quote
Madison Park Lake Washington luxury home
$2M - $15M+
Lake Washington Ultra Luxury

Madison Park

The epitome of Lake Washington elegance. Madison Park offers stately homes, a charming village center, and a beloved public beach. This established neighborhood attracts executives, tech leaders, and those seeking refined waterfront living.

Private docks
Village shopping
Historic charm
Tennis club
Moving to Madison Park? Get a Quote
Kirkland waterfront downtown
$1.2M - $8M+
Lake Washington Downtown Access

Kirkland Waterfront

Kirkland combines urban amenities with lakefront living unlike anywhere else on the Eastside. Walk from your waterfront home to galleries, restaurants, and boutiques. Multiple public beaches and marina access make it perfect for active families.

Walkable downtown
Multiple beaches
Art galleries
Top schools
Moving to Kirkland? Get a Quote
Mercer Island waterfront estate
$2.5M - $20M+
Private Island Surrounded by Water

Mercer Island

Live on an island in the middle of Lake Washington with quick access to both Seattle and Bellevue. Mercer Island offers the ultimate in privacy, security, and waterfront living. Top-rated schools and a tight-knit community make it ideal for families.

360-degree water
#1 schools in WA
Ultra low crime
I-90 access
Moving to Mercer Island? Get a Quote

Leschi

Lake Washington Views

A hidden gem on the western shore of Lake Washington. Leschi offers hillside homes with sweeping lake and Cascade views, plus a marina and beloved waterfront restaurants.

$1M - $5M+ Marina access Quiet community

Magnolia

Puget Sound Views

Perched above Puget Sound, Magnolia offers panoramic views of the Olympics and downtown. Discovery Park, Seattle's largest, provides miles of trails and beaches.

$1.2M - $6M+ Discovery Park Olympic views

Richmond Beach

Shoreline Oceanfront

An affordable entry into waterfront living, Richmond Beach in Shoreline offers saltwater beach access, a historic feel, and strong community bonds.

$800K - $2.5M Saltwater beach Best value

Edmonds Waterfront

Charming Ferry Town

A picturesque waterfront community with ferry access to Kingston. Edmonds offers a charming downtown, beach parks, and an underwater marine sanctuary.

$900K - $4M+ Ferry terminal Historic downtown

Waterfront Living Gallery

Experience the beauty of Seattle's waterfront properties

Seattle waterfront sunset

Sunset Over Puget Sound

Experience world-class sunsets from your waterfront home

Luxury lakefront home

Lake Washington Luxury

Private docks and endless water recreation

Modern waterfront architecture

Modern Waterfront Design

Contemporary architecture meets natural beauty

Beach house living

Beach House Living

Steps from the sand in Seattle's beach communities

Estate living

Waterfront Estates

Unparalleled luxury on the water's edge

Waterfront Price Ranges

Understanding the investment levels for Seattle's waterfront living

Entry Level

$800K - $1.5M

  • Richmond Beach homes
  • Condos in waterfront buildings
  • Water-view (not waterfront)
  • Smaller lots, older homes
MOST POPULAR
Premium

$1.5M - $5M

  • Alki Beach properties
  • Kirkland waterfront
  • Private dock access
  • Newer construction
Ultra Luxury

$5M - $20M+

  • Madison Park estates
  • Mercer Island waterfront
  • Multi-slip boat houses
  • Architecturally significant
Buyer's Guide

What to Consider

Important factors when purchasing waterfront property in Seattle

Flood Zones & Insurance

Many waterfront properties are in FEMA flood zones requiring additional flood insurance. Costs can range from $1,000-$10,000+ annually depending on the zone and property elevation.

Seawall Condition

Seawall replacement can cost $500-$2,000+ per linear foot. Always get a marine inspection before purchasing. Shared seawalls require coordination with neighbors.

View Protection

Research local view ordinances and neighbor development plans. Some areas have strict view protection, while others allow construction that could block your views.

Dock & Moorage Rights

Not all waterfront properties include dock rights. Verify what's included, any HOA restrictions, and the cost of building or maintaining a dock (permits can take 6-18 months).

Erosion & Shoreline

Shoreline conditions change over time. Review historical aerial photos and consult with a geologist for properties on bluffs or areas with known erosion issues.

Frequently Asked Questions

Everything you need to know about waterfront living in Seattle

What is the most affordable waterfront neighborhood in Seattle?
Richmond Beach in Shoreline offers some of the most affordable waterfront living in the greater Seattle area, with homes starting around $800K-$1.2M compared to $2M+ in neighborhoods like Madison Park or Mercer Island. You can also find more affordable options in parts of Leschi and some Edmonds neighborhoods.
Which Seattle waterfront neighborhood has the best views?
Magnolia offers arguably the best views in Seattle, with panoramic vistas of Puget Sound, the Olympic Mountains, and downtown Seattle skyline. Discovery Park provides stunning public viewpoints as well. For Lake Washington views, Madison Park and Leschi offer spectacular Cascade Mountain backdrops.
Is waterfront property in Seattle a good investment?
Waterfront properties in Seattle have historically appreciated faster than inland properties, making them excellent long-term investments. Limited supply (there's only so much shoreline) and high demand for waterfront living continues to drive values upward. However, factor in higher maintenance costs for seawalls, docks, and flood insurance.
What should I consider when buying waterfront property in Seattle?
Key considerations include: seawall condition and maintenance costs (replacement can cost $500-$2,000+ per linear foot), flood zone designation and insurance requirements, view protection ordinances, boat access and moorage options, erosion risks along the shoreline, and any HOA restrictions on dock usage or modifications.
Which waterfront neighborhood is best for families?
Kirkland waterfront is excellent for families, offering a walkable downtown, excellent schools, multiple beaches, and a strong sense of community. Mercer Island also ranks highly for families with top-rated schools (often #1 in Washington State) and a safe, island community feel. Both offer the outdoor recreation opportunities that active families love.

Ready to Move to the Waterfront?

Next Phase Moving specializes in luxury waterfront relocations throughout the Seattle area. Our white-glove service ensures your valuables are protected during the move to your dream waterfront home.