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Active seniors enjoying life on waterfront
Golden Years Guide 2025

Best Places to Retire
Near Seattle

Discover where your golden years can truly shine. From sunny Sequim to artsy Bainbridge Island, explore Washington's most welcoming retirement communities with world-class healthcare, stunning natural beauty, and vibrant social scenes.

7
Top Destinations
0%
State Income Tax
15+
Major Hospitals
300+
Sunny Days/Year

Why Retire in the Seattle Region?

Washington State offers retirees a unique combination of benefits that few other regions can match. With no state income tax, your retirement savings stretch further. World-class medical facilities like Virginia Mason, Swedish, and Providence ensure top-tier healthcare access. The stunning Pacific Northwest landscape provides endless opportunities for outdoor recreation, from hiking Olympic National Park to kayaking Puget Sound.

Mild Winters World-Class Healthcare No State Income Tax Natural Beauty Arts & Culture Active Communities

Pacific Northwest Retirement Living

Discover the active lifestyle that awaits you in Washington's most desirable retirement communities.

2025 Rankings

Top Retirement Destinations

Each community offers unique advantages for retirees. Explore what makes these destinations special for your golden years.

Sequim lavender fields with mountains
#1

Sequim

Sunny Haven

Known as the "Sunshine Capital of Washington," Sequim sits in a unique rain shadow that creates a sunny, dry microclimate averaging just 16 inches of rain annually. This charming town on the Olympic Peninsula offers lavender farms, stunning mountain views, and a welcoming retirement community that enjoys 300+ days of sunshine yearly.

Median Home Price $425K
Population 7,500
Healthcare
Walk Score 42
300+ Sunny Days Mountain Views Lavender Capital

Bainbridge Island

Arts & Culture

A 35-minute ferry ride from downtown Seattle, Bainbridge Island offers the perfect blend of small-town charm and urban accessibility. The island is known for its thriving arts scene, excellent restaurants, stunning waterfront properties, and an engaged community of active retirees. Regular ferry service means world-class Seattle amenities are always within reach.

Median Home Price $1.2M
Population 25,000
Healthcare
Walk Score 68
Art Galleries Ferry Access Fine Dining
Bainbridge Island waterfront
#2
Edmonds waterfront downtown
#3

Edmonds

Walkable Downtown

Edmonds consistently ranks among Washington's most walkable retirement destinations. Its charming downtown features locally-owned boutiques, art galleries, excellent restaurants, and a stunning waterfront with ferry service to Kingston. Swedish Edmonds Hospital provides excellent local healthcare, while Seattle's major medical centers are just 15 miles south.

Median Home Price $850K
Population 42,000
Healthcare
Walk Score 76
Walkable Swedish Hospital Local Boutiques

Gig Harbor

Waterfront Charm

This picturesque harbor town offers quintessential Pacific Northwest waterfront living. Gig Harbor features a walkable downtown with excellent dining, boutique shopping, and a marina full of sailboats. St. Anthony Hospital provides quality healthcare, and the Tacoma Narrows Bridge connects residents to Tacoma's extensive medical facilities and cultural amenities.

Median Home Price $725K
Population 12,000
Healthcare
Walk Score 54
Marina Living Waterfront Dining Boating
Gig Harbor waterfront
#4
Port Townsend Victorian architecture
#5

Port Townsend

Victorian Charm

This Victorian seaport town is a National Historic Landmark District, featuring stunning 19th-century architecture, independent bookstores, art galleries, and a thriving wooden boat building tradition. Port Townsend attracts creative retirees drawn to its artistic community, regular film and jazz festivals, and slower pace of life on the Olympic Peninsula.

Median Home Price $550K
Population 10,000
Healthcare
Walk Score 65
Historic District Literary Scene Festivals

Bellingham

College Town Vibe

Home to Western Washington University, Bellingham offers the energy and amenities of a college town with the natural beauty of Bellingham Bay and Mount Baker. PeaceHealth St. Joseph Medical Center provides excellent healthcare. The city is known for its outdoor recreation, craft breweries, farm-to-table dining, and a progressive, welcoming community.

Median Home Price $625K
Population 95,000
Healthcare
Walk Score 52
University Town Craft Breweries Ski Access
Bellingham bay and mountains
#6
Olympia State Capitol
#7

Olympia

Capital City

Washington's capital city offers retirees excellent amenities at more affordable prices than Seattle. Olympia features beautiful waterfront access, the Evergreen State College with lifelong learning programs, Providence St. Peter Hospital, and a vibrant farmers market scene. Its location provides easy access to both Seattle and Portland.

Median Home Price $475K
Population 55,000
Healthcare
Walk Score 48
State Capital Lifelong Learning Farmers Markets
Financial Planning

Cost of Living Comparison

Compare median home prices, monthly expenses, and healthcare costs across our top retirement destinations.

Median Home Prices

Estimated Monthly Expenses

City Median Home Monthly Rent Healthcare Access Walk Score Best For
Sequim $425,000 $1,650 Olympic Medical Center 42 Sunshine lovers
Bainbridge Island $1,200,000 $2,800 Seattle hospitals via ferry 68 Arts & culture
Edmonds $850,000 $2,200 Swedish Edmonds 76 Walkability
Gig Harbor $725,000 $1,900 St. Anthony Hospital 54 Waterfront living
Port Townsend $550,000 $1,700 Jefferson Healthcare 65 Historic charm
Bellingham $625,000 $1,850 PeaceHealth St. Joseph 52 Active lifestyles
Olympia $475,000 $1,600 Providence St. Peter 48 Value & amenities
Essential Considerations

Healthcare Access & Medical Facilities

Access to quality healthcare is a top priority for retirees. The Seattle region boasts some of the nation's finest medical facilities.

Major Medical Centers

Seattle area retirees have access to nationally ranked hospitals including Virginia Mason, UW Medicine, Swedish, and Providence.

  • UW Medical Center
  • Virginia Mason
  • Swedish Medical Center

Specialized Care

Find specialists in cardiology, oncology, orthopedics, and geriatric medicine throughout the region.

  • Seattle Cancer Care Alliance
  • Orthopedic specialists
  • Memory care facilities

Wellness Programs

Many communities offer wellness centers, fitness programs, and preventive care specifically designed for active seniors.

  • SilverSneakers locations
  • Community wellness centers
  • Preventive care programs
Community Living

Active Adult Communities

The Seattle area offers numerous active adult and 55+ communities with resort-style amenities, social activities, and maintenance-free living.

Golf Communities

Championship courses with stunning mountain and water views

Resort Living

Pools, fitness centers, and spa facilities on-site

Social Clubs

Book clubs, hiking groups, art classes, and more

Concierge Services

Maintenance-free living with full-service amenities

Have Questions?

Frequently Asked Questions

What is the best place to retire near Seattle?
Sequim is often considered the best retirement destination near Seattle due to its unique sunny microclimate (the "Blue Hole"), affordable housing compared to Seattle, excellent healthcare access at Olympic Medical Center, and abundance of outdoor recreation opportunities. However, the best choice depends on your priorities - Bainbridge Island is ideal for arts lovers, Edmonds for walkability, and Olympia for those seeking value with urban amenities.
Is Washington State good for retirees tax-wise?
Washington State is excellent for retirees from a tax perspective. There is no state income tax, which means Social Security benefits, pension income, and retirement account withdrawals are not taxed at the state level. However, Washington does have a relatively high sales tax (around 10% in many areas) and property taxes vary by county. Overall, the absence of income tax makes Washington attractive for retirees with significant retirement income.
How much money do you need to retire comfortably in the Seattle area?
Retirement costs vary significantly by location. In more affordable areas like Sequim or Olympia, retirees can live comfortably on $4,000-$5,000 per month including housing. In premium locations like Bainbridge Island or Edmonds, expect $6,000-$8,000 monthly. Key factors include whether you own your home outright, healthcare needs, and lifestyle preferences. As a general rule, having 25 times your annual expenses in savings is a solid retirement target.
What healthcare options are available for retirees in the Seattle area?
The Seattle region offers exceptional healthcare access. Major systems include UW Medicine, Virginia Mason, Swedish, and Providence. Each of the recommended retirement destinations has local hospital access, with Seattle's world-class facilities typically within 30-90 minutes. Most Medicare Advantage and Medigap plans have strong provider networks in the area. Telehealth services have also expanded significantly, making specialist consultations more accessible.
How can Next Phase Moving help with my retirement relocation?
Next Phase Moving specializes in senior relocations throughout Washington State. Our senior moving services include careful packing of delicate items, coordination with retirement communities, downsizing assistance, and white-glove delivery. We understand that a retirement move involves a lifetime of memories, and we treat every item with the respect it deserves. Contact us at (253) 365-4846 for a free consultation about your retirement move.

Ready to Start Your Next Chapter?

Next Phase Moving specializes in senior relocations across Washington State. Let our experienced team make your retirement move stress-free and seamless.

Licensed, Bonded & Insured | Senior Moving Specialists